Matt Stickel
Senior Vice President, Senior Credit Officer
Bank of Charles Town

Matt Stickel is the senior vice president and senior credit officer at the Bank of Charles Town, headquartered in Charles Town, W.V. He has been employed at the bank for more than 13 years, with more than a decade of experience in the credit department, where responsibilities include overseeing the underwriting staff and special assets.
He is a 2004 graduate of Shepherd University and is Credit Risk Certified through the Risk Management Association. Matt currently resides in Martinsburg, W.V., with his wife, Cathy, and two young children, Caden and Paisley.

Session:

Building Your Small Business to Become Bankable
3:30-4:30 p.m. @ Chantilly Salon

This session will provide insights into how banks typically view small business loan requests, including the all-important “Five C’s of Credit.” Get insider information on how to better position your company to be desirable for obtaining traditional bank financing.

From this interactive sessions, you can expect to learn how to understand critical financial information that banks use before offering loans, including the key financial ratios that every business should have. Know what to expect during your loan interview conversation with the banker, including what you should ask about matching the loan structure to your purposes and collateral. Educate yourself on available government programs and other funding sources that the bank may partner with in financing your venture.

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